5447 Lugo Street, Fort Pierce, FL 34951 — MLS photo

Get More Info About This Property

5447 Lugo Street, Fort Pierce, FL 34951

Active · SingleFamilyResidence

$385,000

5447 Lugo Street, Fort Pierce, FL 34951

Beds
4
Baths
2
Living area
2,026 sq ft
$ / sq ft
$190/sq ft
Year built
2021
Lot size
7,733 sq ft
HOA fee
$12 Monthly
Annual tax
$7,844

About this property

Welcome to Waterstone--a vibrant community where modern convenience meets serene waterfront living. This stunning 4-bedroom, 2-bathroom home with a massive 620sqft 3-car garage, built by Adams Homes in 2021, sits on a premium lot offering peaceful water views and thoughtful upgrades throughout. Step inside to an open floor plan adorned with LifeProof Dusk Cherry vinyl plank flooring and a gourmet kitchen featuring a peninsula-style granite countertop, ideal for casual dining or entertaining. The home's upgrades blend style and function--a hybrid heat-pump water heater (2022) for energy efficiency, solar panels by Windmar Solar financed through Sunnova, and a smart home system complete with Alexa-compatible switches, thermostat, and Blink outdoor cameras for peace of mind. The owner has added numerous touches to elevate comfort and style: a backyard pergola, Christmas palms (front and back), fresh landscaping with pavers and rock accents, and a fully fenced yard with three gated access points installed in 2022. Even the smallest details were considered gutters, a Simplisafe alarm system, and labeled hurricane shutters for easy installation are all in place. Enjoy modern comforts like the fiberglass shower in the primary bath, garden tub in the guest bath, and top-tier appliances including a Whirlpool French door refrigerator and Samsung washer/dryer set (all 2021). Additional features include an Acura EV charger (2025), trimmed oak trees, and low HOA fees of only $12/month under Atmos Living Management Group. Every inch of this home was designed for comfort, style, and practicality offering a turnkey lifestyle in one of the area's most desirable communities. Waterstone boasts a luxurious clubhouse with high-performance gym, event room, and kids playroom all surrounded by a massive resort-style heated pool, playground, ball courts, and picnic areas. Perfectly situated between Vero Beach and downtown Fort Pierce, you'll enjoy quick access to beautiful beaches and the fun-fishing inlet/jetty! Plus, you're just minutes from both I-95 and US-1, making commuting a breeze whether it's for work or a weekend getaway.

Property location

Get Directions

5447 Lugo Street, Fort Pierce, FL 34951

Loading property location…

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Living area
2,026 sq ft
Flooring
Vinyl
Appliances
Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
Cooling
Central Air
Heating
Central
Interior features
Bedroom On Main Level, Dining Area, Separate Formal Dining Room, Dual Sinks, High Ceilings, Main Level Primary, Split Bedrooms, Walk In Closets, Utility Room
Furnished
Unfurnished

Exterior & Structure

Property type
SingleFamilyResidence
Year built
2021
Stories
1
Lot size
7,733 sq ft
Construction
CBSConcrete Block Structure, Block
Exterior features
Fence, Patio, Storm Security Shutters
Pool
None, Association, Community

Parking

Garage spaces
3
Covered spaces
3
Parking features
Attached, Garage, Two Or More Spaces, Garage Door Opener

HOA, Community & Financials

Association fee
$12 Monthly
Fee inclusions
Recreation Facilities
Amenities
Clubhouse, Barbecue, Picnic Area, Pool, Tennis Courts
Pets allowed
No
Annual tax
$7,844
Subdivision
WATERSTONE PHASE ONE
County
St Lucie
Days on market
410
MLS listing ID
R11121884
Listing status
Active

Investment intelligence

Yield & ROI calculator

Pre-filled from this listing's price, HOA and tax record. Adjust anything to see returns update instantly.

Estimated monthly cash flow

$1,520

Cap rate
10.4%
Net yield
10.4%
Cash-on-cash return
16.9%
Gross yield
14.7%
Mortgage payment
$1,825/mo
Down payment
$96,250
Loan amount
$288,750
Annual NOI
$40,142

Estimates only — includes 5% maintenance reserve and ~3% closing costs in cash invested. Verify taxes, HOA and insurance before making an offer.