4430 Gardner Drive, Port Charlotte, FL 33952 — MLS photo

Active · SingleFamilyResidence

$830,000

4430 Gardner Drive, Port Charlotte, FL 33952

Beds: 4
Baths: 3
Living area: 1,940 sq ft
$ / sq ft: $428/sq ft
Year built: 1961
Lot size: 14,480 sq ft
HOA fee: —
Annual tax: $7,683

About this property

Great income opportunity on AirDna with over $100K in annual income Fully furnishing is available *Dock, Wood (2016) * NEW ROOF (2018) * NEW Manibloc plumbing (2024) * Updated electrical panel * NEW flooring throughout (2025) * NEW modern bathrooms (2025) * Completely remodeled kitchen (2025) * NEW pool resurfacing, pump, heater & waterline tile (2025) * NEW pool cage (2024) * Side fenced yard * Shed * New doors and closets throughout (2025) * Paver driveway with extended side parking (2017)

Property location

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4430 Gardner Drive, Port Charlotte, FL 33952

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Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Living area: 1,940 sq ft
Flooring: Concrete, Marble, Terrazzo, Tile
Appliances: Built In Oven, Dryer, Dishwasher, Electric Range, Disposal, Ice Maker, Microwave, Refrigerator, Self Cleaning Oven, Trash Compactor, Wine Cooler, Washer
Cooling: Central Air, Ceiling Fans, Exhaust Fan, Electric, Humidity Control
Heating: Central, Electric, Heat Pump
Interior features: Wet Bar, Breakfast Bar, Built In Features, Bedroom On Main Level, Breakfast Area, Bathtub, Closet Cabinetry, Dining Area, Separate Formal Dining Room, Dual Sinks, Entrance Foyer, Family Dining Room, Garden Tub Roman Tub, High Ceilings, Kitchen Island, Kitchen Dining Combo, Living Dining Room, Custom Mirrors, Main Level Primary, Sitting Area In Primary, Split Bedrooms
Furnished: Negotiable

Exterior & Structure

Property type: SingleFamilyResidence
Year built: 1961
Stories: 1
Lot size: 14,480 sq ft
Architectural style: Ranch, One Story
Roof: Composition, Shingle
Construction: Brick, CBSConcrete Block Structure, Block, Stucco
Exterior features: Barbecue, Enclosed Porch, Fence, Lighting, Patio, Shed, Storm Security Shutters
Pool: Automatic Chlorination, Concrete, Heated, Other, Pool, Private, Screen Enclosure
Spa: Above Ground
Waterfront: Canal Access, Canal Front, Intracoastal Access, Intersecting Canal, Ocean Access, Seawall
View: Canal, Garden, Intercoastal, Ocean, Other, Pool, Water

Parking

Garage spaces: 1
Covered spaces: 1
Parking features: Attached, Driveway, Garage, Paver Block, One Space, Two Or More Spaces, Garage Door Opener

HOA, Community & Financials

Amenities: Boat Dock, Pool
Security: Fire Alarm, Smoke Detectors
Pets allowed: No
Annual tax: $7,683
Subdivision: PORT CHARLOTTE SEC 36
County: Charlotte
Days on market: 154
MLS listing ID: B26030956
Listing status: Active

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Pre-filled from this listing's price, HOA and tax record. Adjust anything to see returns update instantly.

Down payment (%)

Interest rate (%)

Loan term (yrs)

Monthly rent ($)

Monthly HOA ($)

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Estimated monthly cash flow

$138

Cap rate: 5.9%
Net yield: 5.9%
Cash-on-cash return: 0.7%
Gross yield: 8.3%
Mortgage payment: $3,935/mo
Down payment: $207,500
Loan amount: $622,500
Annual NOI: $48,877

Estimates only — includes 5% maintenance reserve and ~3% closing costs in cash invested. Verify taxes, HOA and insurance before making an offer.