1176 97th St 404, Bay Harbor Islands, FL 33154-2047 — MLS photo

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1176 97th St 404, Bay Harbor Islands, FL 33154-2047

Active · Condominium

$3,495,000

1176 97th St 404, Bay Harbor Islands, FL 33154-2047

Beds
3
Baths
4
Living area
2,326 sq ft
$ / sq ft
$1,503/sq ft
Year built
2026
Lot size
—
HOA fee
$6,620 Monthly
Annual tax
$0

About this property

Experience elevated wellness living at THE WELL Bay Harbor Islands, a boutique luxury residential community designed to nurture mind, body, and spirit. This new corner residence offers 3 bedrooms, 3.5 bathrooms, expansive floor-to-ceiling glass windows, and seamless indoor-outdoor living through a private terrace. Thoughtfully curated interiors feature custom Italian cabinetry, quartz countertops, Sub-Zero and Wolf appliances, spa-inspired bathrooms, aromatherapy integration, and advanced air and water purification systems. Residents enjoy over 22,000 SF of world-class wellness amenities, including a rooftop ozone saltwater pool with cabanas, fitness and wellness center, sauna and steam rooms, cold plunge, treatment rooms, tea room, reading lounge, concierge and valet services, and over 150 monthly wellness classes. Additional highlights include a functional medicine doctor onsite, paddle boards and kayaks on Bay Harbor Bay, Zen gardens, and a house car to a private beach club. Developed by Terra Group and David Martin, with interiors by Meyer Davis, THE WELL offers a rare opportunity to live in Miami’s most exclusive wellness-focused community. Ideally located in Bay Harbor Islands, minutes from Bal Harbour Shops, beaches, fine dining, and top Miami destinations. Furnishings by Vesta.

Property location

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1176 97th St 404, Bay Harbor Islands, FL 33154-2047

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Facts & features

Interior

Bedrooms
3
Bathrooms
4
Living area
2,326 sq ft
Flooring
Hardwood, Other, Wood
Appliances
Built In Oven, Dishwasher, Electric Range, Microwave, Refrigerator, Trash Compactor, Washer
Cooling
Central Air
Heating
Central
Interior features
Built In Features, Bedroom On Main Level, Bathtub, Garden Tub Roman Tub, Kitchen Island, Living Dining Room, Air Filtration
Furnished
Unfurnished

Exterior & Structure

Property type
Condominium
Year built
2026
Stories
8
Construction
Block
Exterior features
Balcony, Security High Impact Doors
Pool
Heated
View
Bay, Garden, Intercoastal

Parking

Garage spaces
2
Covered spaces
2
Parking features
Assigned, Two Or More Spaces, Valet

HOA, Community & Financials

Association fee
$6,620 Monthly
Fee inclusions
Common Areas, Cable Tv
Amenities
Cabana, Fitness Center, Pool, Elevators
Security
Closed Circuit Cameras, Door Man, Elevator Secured, Lobby Secured, Security Guard, Fire Sprinkler System, Smoke Detectors
Pets allowed
Conditional, Yes
Annual tax
$0
Subdivision
THE WELL BAY HARBOR
County
Miami-Dade
Days on market
75
MLS listing ID
A12027529
Listing status
Active

Investment intelligence

Yield & ROI calculator

Pre-filled from this listing's price, HOA and tax record. Adjust anything to see returns update instantly.

Estimated monthly cash flow

-$12,809

Cap rate
1.3%
Net yield
1.3%
Cash-on-cash return
-15.7%
Gross yield
4.7%
Mortgage payment
$16,568/mo
Down payment
$873,750
Loan amount
$2,621,250
Annual NOI
$45,113

Estimates only — includes 5% maintenance reserve and ~3% closing costs in cash invested. Verify taxes, HOA and insurance before making an offer.